We can get you a quick decision on a small loan for £100 to £20001

How much would you like to borrow?

Let us help you find the loan you need

We can help you find a loan between £100 and £20001

I want to borrow £100


for 3 Months

Secure and simple!

How can we help you today?

We are a credit broker with a large network of lenders and can help you find a loan between £100 and £20001 with repayments over 3 to 18 months

Our service is completely free!
Pay those unexpected household bills.
Pay your car repair bill.
Fix broken household appliances.

Representative Example

Representative 277.6% APR - Rates from 45.3% APR to 1575% APR maximum

Amount of credit: £1000 for 24 months at £77.48 per month. Total repayment of £1,859.52 Annual interest rate: 70% per year (fixed).

Note: the APR you pay may differ depending on your personal circumstances and the lender that accepts you.

You are under no obligation to accept any loan options we find for you
We work with a large network of lenders who can offer loans to people with all types of credit histories
Only borrow what you can afford to pay back. Late repayments may affect your credit rating
You should only use short term instalment loans for financial emergencies, and not to manage existing debt

Representative Example

Representative 277.6% APR - Rates from 45.3% APR to 1575% APR maximum

Amount of credit: £1000 for 24 months at £77.48 per month. Total repayment of £1,859.52 Annual interest rate: 70% per year (fixed).

Note: the APR you pay may differ depending on your personal circumstances and the lender that accepts you.

1subject to our lenders requirements and approval.

Our Application Process

Our Free no obligation loan finder service is available 24/7

Complete the simple online application form
We search our network of lenders to find you an offer
Carefully review your loan agreement
If approved, money is transferred directly to your bank account

Clockwork loans offer a free, no obligation short term loan finder service.

  • Borrow between £100 and £2000
    subject to lender requirements and approval.
  • We search our large panel of lenders.
  • Free Service, with no obligation application.
  • Complete one simple online application form
  • Safe and Secure

Please think carefully before you apply for any amount to make sure that you will be able to repay it when your loan agreement comes to an end.

If you are experiencing financial difficulty monthly, you might consider contacting a debt advisory service to help you. Money Advice Service

How it Works

We are a credit broker and not a lender. This is great news for you!

You complete our simple and secure online application form and we search our panel of lenders in a few minutes. Our system will automatically redirect you to the to the lenders website where you can check the terms and costs of the loan, and either accept the terms or walk away. There is no obligation to accept any loan offer we might show you. You are free to come back and try our service again to find an alternative lender.

Do I Qualify?

  • You must be over the age of 18
  • You must be a resident and be eligible to work in the UK
  • You must have a bank account and a bank or debit card
  • You must be employed and receive a regular salary
  • You must have a minimum take home pay of £500 per month
  • You must have an email address and a mobile or home telephone number

Frequently Asked Questions

QIs a short term instalment loan right for me?

Short term instalment loans are supposed to be used in the event of a short term financial emergency that you may not be able to pay with what’s left of your monthly salary. Short term instalment loans should be used as a quick remedy in the short term, and not as a long-term solution.

If you are experiencing financial difficulty monthly, you might consider contacting a debt advisory service to help you The Money Advice Service offers free and impartial money advice, set up by Government. They offer UK consumers advice and guides to help improve your finances moneyadviceservice.org.uk

QImplications of Late Payment

It is always recommended and expected that you make payments on time. In case of non-payment the policies of every lender regarding fees, interest and collection of outstanding debts vary considerably. These will be detailed in the terms and conditions for your loan, it is important that you read these carefully. Failure to repay your loan on time may affect your credit history and may make it harder to obtain credit in the future.

If you are experiencing financial difficulty monthly, you might consider contacting a debt advisory service to help you The Money Advice Service offers free and impartial money advice, set up by Government. They offer UK consumers advice and guides to help improve your finances moneyadviceservice.org.uk

QRenewal Process

Loan renewals extend the terms of your loan. Renewal policies vary from lender to lender. Study the lender's policy before signing the loan contract. The cost of renewal may add unwanted pounds to the end price of your loan, especially when coupled with late fees and interest rates.

If you are experiencing financial difficulty monthly, you might consider contacting a debt advisory service to help you The Money Advice Service offers free and impartial money advice, set up by Government. They offer UK consumers advice and guides to help improve your finances moneyadviceservice.org.uk

About Us

Clockwork loans is a credit broker and not a lender. This is great news for you! You fill in one simple online application form and we search our large network of lenders in minutes. Our service is 100% free and we do not perform credit checks on behalf of our lenders. Our lenders will perform their own credit and affordability checks. We find you the first lender that is willing to provide you with a loan.

Our system will automatically redirect you to the lenders website where you can check the terms and costs of the loan, and either accept the terms or walk away. There is no obligation to accept any loan offer we might show you. You are free to come back and try our service again to find an alternative lender.

  • A credit broker and not a lender, and offers credit facilities from a panel of lenders
  • Clockwork Loans is a trading name of Ping Logic Limited.
  • Registered under the Data Protection Act (Number: ZA453932)
  • Registered in England and Wales (Number: 11503453)
  • Registered with the FCA Reference: 815837