How It Works

Clockwork Loans free and easy to use loan finder service can find you the loan you need from a large network of lenders.

With Clockwork Loans can find you an online a no obligation loan offer, even if you don’t have a perfect credit history. You don’t have to search and apply on more than one web site! We can save you time by doing the hard work for you, just complete our simple and secure online application form and we’ll search our network for you, we could find you the loan you need in minutes!

Our 4 Step Application Process

Complete our simple and secure online application form.

It’s important that all the information you provide is accurate, and honest, our lenders will use this information to make their decision. Just as if you were applying directly on their website.

Transferred to the Lenders website.

Once we’ve found a lender willing to offer you the loan you need, we will transfer you directly to their website. Some lenders may need further information. This is a no obligation loan offer, if you don’t like it, you don’t have to accept it.

Review your loan agreement.

It’s important that you carefully read the loan agreement, and understand all the costs involved with the loan. If you are happy with the terms and conditions of the loan, then simply complete the loan application.

Money is transferred directly onto your account.

Many of the lenders we work with can transfer funds into your bank account the same day, although transfer times do vary.

Do I Qualify

Our lenders will consider everybody, even if you don’t have a perfect credit history. But there are no guarantees that your application will be accepted by any of our lenders, or that a lender will offer you all the money you've asked for.

You must be over the age of 18
You must be a resident and be eligible to work in the UK
You must have a bank account and a bank or debit card
You must be employed and receive a regular salary.
You must have a minimum take home pay of £500 per month
You must have an email address and a mobile or home telephone number

Its important to remember

Don't borrow more than you can afford to pay back.
If you are having difficulties, talk to you lender as soon as possible.

If you are experiencing financial difficulty on a monthly basis, you might consider contacting a debt advisory service to help you National Debt Line